Management
Mr. Rozo is a founding partner of PRMG, with a diverse background extending over 20 years in the Mortgage Banking Industry. Mr. Rozo provides unparalleled leadership and oversees all facets of the company.
Over the last 10 years, Mr. Rozo hands on experience along with his resilience and unrelenting will has enabled PRMG to navigate through uncharted waters during the most difficult times in the history of mortgage banking. It was during these tumultuous times Mr. Rozo realized the opportunities to be leveraged creating the “perfect storm” to build PRMG into the formidable company that now produces well over $2 billion in annual production.
Furthermore, Mr. Rozo has been a true advocate of the wholesale channel while championing the mortgage broker community by providing financial support and assistance along with continued education and training via the proprietary PRMG Campus program.
Along with his partner Robert Holliday, Mr. Rozo has cultivated a company culture that has allowed PRMG to attract, employ, and retain some of the best people in the mortgage business today.
Mr. Rozo is a graduate of MBA - School of Mortgage Banking; and majored in Real Estate Finance / Business
Administration at Cal State University Long Beach.
On a personal level, Mr. Rozo enjoys daily physical fitness, which he attributes to keeping both mind and body in perfect harmony and balance.
Most important, Mr. Rozo is a sportsman who loves the ocean and enjoys spending time with his lovely wife Christy and two children Bianca and Andrew, cruising and fishing along the California and Baja coast.
Mr. Holliday is a co-founding partner of PRMG, and has well over 20 years experience in the Mortgage Banking Industry including, Loan Origination, Operations, Underwriting, and Production.
Mr. Holliday oversees all daily operations at PRMG. Mr. Holliday has helped build a strong operational structure and platform second to none in the mortgage industry. His expertise lends an in-depth understanding of all processes tied to originating, underwriting, funding, shipping, accounting, profitability, staffing, and third party originations. He maintains that enforcing both policy and procedure, has thus enabled PRMG to focus on production without compromising the integrity of their loan quality for both retail and wholesale branches originating FNMA/FHLMC, FHA and VA loans.
Both Mr. Holliday and Mr. Rozo, adopt the well earned philosophy “Built by Originators for Originators”. Both have been in the trenches, and therefore, both have developed a full-working knowledge and understanding of how and what it takes to make and sustain a successful mortgage business in today’s market.
Anyone who knows Mr. Holliday will tell you he is a people person, and greets all those he comes into contact with a smile. Like his partner Mr. Rozo, Mr. Holliday has helped nurture a symbiotic work environment at PRMG that allows executive level management to be accessible and involved with their teams and the overall work flow process. It is this unique style of management that not only allows them to stay well connected to their employees and teams, but transcends to their business partners as well.
At his leisure, you will find Mr. Holliday attending an occasional Lakers or Angels game with his lovely wife Jennelle and two children Jaclyn and Robert.
Phil Deol, Chief Production Officer responsible for national production in all business channels. Phil brings with him nearly 30 years of executive level management experience in the mortgage industry. His background includes sales, marketing, recruiting and was responsible for driving wholesale, retail, builder and joint-venture production for companies such as Wells Fargo, Countrywide, Metrociti, and North American Mortgage. Formerly, Phil was EVP of national production and President of Metrociti Mortgage, LLC. He was also the founder and instrumental in successfully building Countrywide’s National Builder Division into one of the greatest platforms to date, while also serving as EVP of Countrywide Home Loans Consumer Marketing Division.
Phil Deol heads up all production for both our wholesale and retail divisions at PRMG, and is responsible for business development and implementing sales strategies to grow production in our journey to expand from a western regional player, to a prominent national lender.
As Chief Financial Officer, Bill brings over 25 years of financial management experience and expertise to PRMG and over 16 of those years in Mortgage Banking. In this role, Bill has management oversight for all financial functions including accounting practices, procedures, budgeting, financial planning, financial reporting to our investors and business partners, financial analysis, and monitoring of financial performance.
