EMPLOYEE HOME LOAN & CHARITY BENEFIT PROGRAM

   This charity program provides you with below market home loan financing as well as the ability
   to donate to a trusted charity of your choice; vetted by Charity Navigator - the nationally
   trusted resource for all charitable giving. As part of this employee program, you will receive
   the following complimentary benefits.

• Lower than Market Interest Rates Available!
• Low to No Closing Costs Available!*
• Donation in Your Name! (Up to $1,000)
• Search Homes for Sale!  SearchNowBlueButton

   *NOTE: Closing costs are covered in part from Lender credit and participating Real Estate Broker.

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THIS VALUABLE BENEFIT IS BROUGHT TO YOU BY YOUR EMPLOYER AND

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