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Unlike conventional home equity loans, most reverse mortgages do not require any repayment of principal, interest, or servicing fees for as long as you live in your home and keep your Property Taxes and Homeowners Insurance current. If you are age 62 or older and are “house rich, cash-poor,” a reverse mortgage may be an option to help increase your income. At PRMG, we offer the following HECM options:


HECM Purchase Link


• Must Be 62 Years of Age or Older
• Purchase a New Home by Combining a Reverse Mortgage with a Down Payment
• Eligible for Owner Occupied Only
• ARM and Fixed Rates Available

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HECM To HECM Refinance Link


• Must Be 62 Years of Age or Older
• Retain All Benefits of Previous Reverse Mortgage
• Access Additional Equity Gained through Appreciation to Consolidate Debts, Establish a Line of Credit, or Pull Out Cash
• ARM and Fixed Rates Available

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HECM Refinace Link


• Must Be 62 Years of Age or Older
• Reduce Current Loan Monthly Payments
• Access Additional Equity Gained through Appreciation to Consolidate Debts, Establish a Line of Credit, or Pull Out Cash
• ARM and Fixed Rates Available



*NOTE: Some Restrictions May Apply.

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