Paramount Residential Mortgage Group, Inc.
Accessing the Website
Although PRMG has tried to provide accurate and timely information, the content of this Website may not be accurate, complete and/or current and may include typographical errors or technical inaccuracies. The information and materials contained in these pages, and the terms, conditions and descriptions that appear on this Website, are subject to change at any time without notice. PRMG may change the products, services and other information identified on this site at any time. Applicable terms, conditions and eligibility requirements are subject to change and not all products and services are available in all geographic areas. The information published on this Website is provided as a convenience to our visitors and is for informational purposes only. You should verify all information before relying on it and any decisions which you may make based upon the information contained on this Website shall be at your sole risk and responsibility. Your eligibility for particular products and services is subject to final approval, determination and acceptance by PRMG in its sole and absolute discretion, notwithstanding your visit to and/or use of this Website.
No Unlawful or Prohibited Use
No Minor Use
This Website or application is applicable to and should only be used by persons 18 years of age or older. Access and use of this Website by persons under the age of 18 is prohibited.
Use within the United States
This Website is intended to be accessed by persons located within the United States of America. Access and use of this Website by persons from locations other than the United States is prohibited.
Copyrights and Trademarks
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and their arrangement is owned/licensed by PRMG, unless otherwise indicated, and are protected by U.S. copyright laws. The copyrighted materials on the Website include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Website. You are authorized to view the information available on the Website for your informational purposes only. If you download any information from this website for your personal reference you shall not obscure any copyright, trademark or other notices, and you acknowledge and agree that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material including by storage on retrieval systems, without the express written permission of PRMG. Deliberate misuse of this Website is expressly prohibited and PRMG reserves the right to terminate your access to this Website at any time for any reason and to advise the legal authorities of any misuse of this Website, including, without limitation, hacking and the introduction of viruses or other malware. PRMG is a federally registered trademark, or a Common Law trademark or tradename, owned by PRMG. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Website except as authorized in this paragraph. You may not use any of the PRMG trademarks as a link to the Website except pursuant to a written trademark license agreement.
If you believe, in good faith, that any materials on the Website infringe your copyrights, notifications of claimed copyright infringement should be sent, in accordance with Title 17, United States Code, Section 512(c)(2) (under the “Digital Millennium Copyright Act” or “DMCA”) to PRMG’s DMCA agent. Notification should include:
- an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
- a description of the copyrighted work that you claim has been infringed;
- a description of where the material you claim is infringing is located on the Website;
- a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law;
- information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted; and
- a statement by you, made under penalty of perjury, that the above information in your notice is accurate, and that you are the copyright owner or duly authorized to act on the copyright owner’s behalf.
PRMG’s DMCA agent for notification of claimed copyright infringement by mail is:
Paramount Residential Mortgage Group Inc.
Attention: Legal Team
1265 Corona Pointe Court Suite 301
Corona, CA 92879
Links to Third Party Sites or Content
The Services may provide you with a loan calculator to calculate information such as: the monthly principal payment amount required to pay off your loan by a specific date; when your loan balance will reach the desired loan to value ratio; the effect of making additional monthly principal payments; and the effect of making a lump sum principal payment. We do not guarantee the accuracy of the loan calculators provided on the Website. Projections are calculated with hypothetical figures that are entered by you with no verification from us. There is no guarantee that the projections given are accurate for your specific situation and can even be achieved. Tools and calculators are provided as a courtesy to help you estimate your mortgage needs. The estimate provided is not an application for credit and results do not guarantee loan approval or denial. You should seek personal advice from a qualified financial professional.
Use of Technology
By submitting your contact information or inquiry for a loan product, you are consenting to be contacted by PRMG, Affiliates, and by our Partners by telephone, automated calling, pre-recorded calling, text message, email, fax, telephone or any means, even if you have opted in to the National Do Not Call List, any state equivalent Do Not Call List or the internal Do Not Call List of any company. You understand that the Affiliates and Partners may maintain the information you submitted to us even if you decide not to use their services. In the event you no longer want to receive communications from an Affiliate or Partner, you agree to notify the Affiliate or Partner directly.
Disclaimer and Limitation of Liability
Consent to Electronic Delivery
You specifically agree to receive and/or obtain any and all disclosures, notices, information and communications via email, posting on our Website or other electronic delivery rather than via paper documents. This includes, but is not limited to, any and all current and future notices and/or disclosures that various federal and/or state laws or regulations require that we provide to you, as well as such other documents, statements, data, records and any other communications regarding your use of the Website. You acknowledge that, for your records, you are able to use the Website to retain these communications by printing and/or downloading and saving these Terms and Conditions and any other agreements and electronic communications, documents, or records that you agree to in your use of the Website. You accept electronic communications provided via PRMG as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you in writing or in a form that you may keep. To this agreement described herein or if you require paper documents of any of the above, please contact:
Paramount Residential Mortgage Group Inc.
ATTN: Legal Team
1265 Corona Pointe Court Suite 301
Corona, CA 92879
Any controversy or claim arising out of or relating to your use of the website, and/or any alleged damages or losses thereof, shall be settled by arbitration administered by the American Arbitration Association (“AAA”) and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Any dispute between the parties must be submitted to binding arbitration administered by the AAA to take place in Riverside County, California before one arbitrator in accordance with the AAA Rules. In the event you institute such arbitration, then, without limiting the applicability of the AAA rules, the arbitrator will be obligated to award the prevailing party of any such proceedings all reasonable costs, attorneys’ fees and other expenses incurred by such prevailing party in the arbitration proceedings. Any award entered by the arbitrator may be enforced in any court of competent jurisdiction. You hereby waive any right to consolidate, join or combine any arbitration brought with any other matter pending in court or other arbitration proceeding. You agree that any effort to resolve any dispute will be conducted on an individual basis, and that you waive any right to have any dispute heard in a class action or any other proceeding in which any party seeks to or does act in a representative capacity. Regardless of any statute or law to the contrary, any claim or cause of action against PRMG arising out of or related to use of your use of the website or under these Terms and Conditions must be filed within one (1) year after such claim or cause of action arose or will be barred. Without waiving the foregoing arbitration agreement, this Agreement and its provisions shall be construed, interpreted, governed, and applied in accordance with the laws of the State of California, excluding its conflict of law principles.
These Terms and Conditions were last updated on 11/20/2022