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PRMG HOME MORTGAGES PRMG DIRECT LENDING

MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

As a leading lender, Paramount Residential Mortgage Group has helped borrowers just like you purchase and refinance their dream homes.

GET PRE-QUALIFIED IN JUST A FEW MINUTES

UNLOCK YOUR HOME’S EQUITY ONLINE IN 5 MINUTES

Apply 100% online, get approved in just 5 minutes, without an in-person appraisal or out-of-pocket costs

WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

Paramount Residential Mortgage Group has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

What are the benefits of homeownership?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

 

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.

Home Mortgage Tools and Information

HOME BUYING GUIDES

Buying your first home can be a process. Our selection of resources will keep things simple.

PURCHASE CALCULATOR

Our purchase calculator quickly and easily estimates down payments, monthly payments, and more!

REFINANCE CALCULATOR

Our refinance calculator estimates your potential savings, monthly payments, and more!

FIND A LOAN OFFICER IN YOUR AREA

Our team of Mortgage Professionals can help you navigate buying, refinancing and more with ease.

4.90 out of 5 stars

43463 Reviews

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Jose Ortiz

Great

Review for Niki Nevarez

Corona, CA

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Omnath

Exceptional service. Highly recommend.

Review for Chintan Sigdel

Sterling, VA

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Erika

Great!

Review for Olyn Borchardt

Corona, CA

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Isabel

Excellent

Review for Jenn Fretwell

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Jennifer

I have purchased 3 homes with Jen Martell and she is great! Responsive, knowledgeable and patient with anything I missed or forgot to do, which I really appreciated!

Review for Jennifer Martell

Sacramento, CA

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Ashton

Terry is awesome he got the FHA loan approved within 2.5 weeks, and just closed it 🙂

Review for Terry Green

Prince Frederick, MD

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Kayle Graves

My experience with Mr. Russell has been spectacular!! He has kept me in aligned with those things that were pertinent to me staying the course of becoming a homeowner. I am truly forever GRATEFUL AND HONORED TO HAVE HAD MR. Russell as my lender!! I shall be referring EVERYONE I COME ACROSS THAT NEEDS A HOME TO MR. RUSSELL.!!!❤️❤️🙏🏽 THANK YOU SO MICH MR. RUSSELL

Review for Damien Russell

Atlanta, GA

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Lisa

Paul, Brent, and team were great to work with on our purchase. They were incredibly thorough and guided us along the process. We highly recommend them and if the need arises, we’ll absolutely work with them again.

Review for Paul Pisaro

Santa Rosa, CA

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Monserrat Acevedo

Working with Gastón has been a true pleasure. He’s professional, caring, and always goes the extra mile for my clients. He makes the mortgage process smooth and stress-free, and his team is just as reliable. I truly trust him and love working together!

Review for Gaston Gregorio

Sunny Isles Beach, FL

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Jose

I couldn’t be more grateful for the guidance and professionalism from day one. Everyone told me I had to wait years before I could qualify for a home, but Abdel came up with a game plan that made it happen way sooner than I imagined. The process was clear, structured, and exactly as promised. No surprises, no delays. We closed on time, just like he said we would. If you’re a business owner trying to navigate the home buying process, this is the guy you want on your team. He knows the right programs, and more importantly, he knows how to get it done. Highly recommend! Five stars all the way.

Review for Abdel Khawatmi

Eatontown, NJ

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Kathryn

Terry Green exceeded my expectations about buying a house.

Review for Terry Green

Prince Frederick, MD

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David A

Sean has done outstanding work and he is very knowledgeable in his response to me.

Review for Sean Werner

Tacoma, WA

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Evelyn

As a realtor, I’ve worked with many lenders over the years, and I have to say working with Abdel on this recent transaction was an absolute pleasure. He was incredibly responsive and proactive throughout the entire process. I’d often see emails come in as early as 5 or 6 in the morning—sometimes before I even had a chance to check my messages! Every question I had was answered quickly and thoroughly, and he kept all parties informed every step of the way. His professionalism, communication, and dedication truly stood out and made a huge difference in keeping the deal moving smoothly. We successfully closed yesterday, and I couldn’t have asked for a better lending partner on this transaction. Looking forward to working together again in the future!

Review for Abdel Khawatmi

Eatontown, NJ

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E. Raphael

Superb customer service!

Review for Paul Pisaro

Santa Rosa, CA

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Laura

Working with Sean on my business page was an absolute pleasure. From our very first conversation, he impressed me with his friendly, down-to-earth approach and genuine enthusiasm for helping others succeed. Sean’s depth of knowledge in the lending world is truly remarkable. He took the time to understand my goals, explained every step in plain language, and delivered exactly what I needed to elevate my page and better serve my clients. If you’re looking for a lender who combines expertise with warmth and integrity, I can’t recommend Sean highly enough!

Review for Sean Werner

Tacoma, WA

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Emily

Jennifer was great. Very communicative and answered all questions I had.

Review for Jennifer Martell

Sacramento, CA

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PattySue

I’m a Real estate Broker and I’ve had the pleasure of meeting Sean Werner. I am glad I did, I’m very impressed. He’s super active in the real estate community and always showing up on social media with helpful content and updates. He’s clearly knowledgeable and passionate about what he does, and I’ve seen how dedicated he is to educating both clients and agents—he even teaches classes for real estate professionals, which says a lot. Definitely someone I look forward to working with in the future!

Review for Sean Werner

Tacoma, WA

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Lewis

Hannah made buying my home easier and simpler than i could have imagined! She did an amazing job!

Review for Hannah Davis

Rock Springs, WY

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Meghan

I recently had the pleasure of working with Abdel Khawatmi with PRMG Got Mortgages on a transaction where I represented the seller. Although we had never worked together before, Abdel stood out right away with his proactive communication. He called me shortly after the offer was accepted, before I even had a chance to reach out, to give me assurance about the buyer's loan. Abdel kept me informed at every key milestone throughout the process. From loan approval updates to clear to close and closing day, he made sure everyone was on the same page. His professionalism and responsiveness made for a smooth transaction, and I would absolutely welcome the opportunity to work with him again.

Review for Abdel Khawatmi

Eatontown, NJ

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Christine

Forest responds quickly and is very knowledgeable about financing. He guided us expertly through the process of selling and buying, easing the stress of a move. We highly recommend him!

Review for Forest Green

Minneapolis, MN

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Fernando

Jennifer is an incredible professional. Not only she is extremely knowledgeable, but also very responsive, efficient and patient with all of our questions. I can’t recommend her enough as during our entire closing process I felt she was truly interested in helping us first and foremost, even if we had decided to go into a different direction.

Review for Jennifer Martell

Sacramento, CA

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Michael

We came to Sean after hitting a wall with our bank during the loan process. We weren’t approved, and honestly, we were feeling discouraged. But from the very beginning, Sean was a total pro, he knows the mortgage business inside and out. Over the course of a few months, he worked closely with us to get our financial ducks in a row, offering smart, practical advice every step of the way. Thanks to a perfect mix of his guidance and some great timing, we were able to get approved and buy our home. It’s been such a huge relief, and we’re so grateful. Sean is truly the best, you won’t find someone more knowledgeable, patient, or determined to help you succeed.

Review for Sean Werner

Tacoma, WA

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Fara

Cenk was outstanding from beginning to end. He communicated with us throughout the process and is true to his word. Highly recommend

Review for Cenk Kurtoglu

Pembroke Pines, FL

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STEVE

I’m so Happy we chose Abdel and the entire PRMG team as my mortgage provider. I can not tell how tirelessly, meticulously and detailed they were providing me with my mortgage. You can not and will not find a better team or representative than Abdel’s. The communication is constant and the honesty and transparency make you feel like more than a regular customer or client. The process is stressful enough, Abdel took on that stress for us and made this and easy process. I would recommend Abdel and PRMG a million times over, Thank You Abdel and the entire PRMG team from our entire family , because of you we are beginning to make new memories and forge new and better adventures in our new home. Steven and Tina Montanino

Review for Abdel Khawatmi

Eatontown, NJ

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Cindy

Abdel and his team were amazing throughout our home buying process! They were incredibly efficient and always stayed on top of everything needed to complete the purchase of our home. Abdel always provided honest and experienced advice, answering all our questions and clearing up any doubts we had. The transaction was smooth and fast thanks to their hard work and professionalism. We’re very grateful and highly recommend Abdel and his team to anyone looking for a reliable and knowledgeable mortgage lender.

Review for Abdel Khawatmi

Eatontown, NJ

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Adriana

Ryan's team to the rescue!! Recently we were in a contingent transaction and Ryan was able to come to the rescue and save the deal in the last minute when it was handed off to him!! He moved efficiently, quickly, and kept everyone updated along the way. He single-handedly saved the deal!! Thanks Ryan and team for your AMAZING work!

Review for Ryan McDonnell

Corona, CA

Which Type of Mortgage is Right for You?

When it comes to mortgages, there isn’t a one-size-fits-all solution. Navigating the many options on your own can quickly become confusing and overwhelming. At PRMG, we are committed to helping you find the best mortgage option for you and your family. Whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage, or special programs tailored for first-time homebuyers, we have a wide range of solutions to choose from. We believe that an informed borrower is an empowered borrower so, we’ve made it our mission to provide you with a comprehensive overview of each type’s features, advantages, and disadvantages. Start exploring our mortgage options or talk to a mortgage professional today to find the perfect fit just for you!

FHA LOANS

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An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, making it easier for borrowers to qualify and become homeowners.

 

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VA LOANS

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The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. In some instances, VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.

 

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USDA LOANS

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A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to borrowers who meet the required criteria.

 

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FIXED RATE CONVENTIONAL LOANS

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A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.

 

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A.R.M CONVENTIONAL LOANS

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An A.R.M, or adjustable-rate mortgage, conventional loan is a mortgage that has an interest rate that can change throughout the life of the loan and is not insured or guaranteed by the government. Changes are dependent on a number of factors and are therefore considered “adjustable”.

 

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HOME RENOVATION & IMPROVEMENT LOANS

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Home renovation loans, or home improvement loans, provide funding for renovating current properties. Whether it’s updating the kitchen, adding extra rooms, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.

 

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SECURING YOUR LOAN HAS NEVER BEEN EASIER!

Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG's home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.