PRMG HOME MORTGAGES PRMG DIRECT LENDING
MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY
Paramount Residential Mortgage Group Inc. (PRMG) has continued to be a top leading lender in the mortgage industry. As a privately held mortgage company and residential home lender, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States.
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WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?
With over 22 years of industry experience, Paramount Residential Mortgage Group has a deep understanding of the mortgage market and can offer expert guidance throughout the process. Our knowledge and expertise ensure a smooth and efficient mortgage journey. PRMG has garnered thousands of 5-star reviews, reflecting our commitment to customer satisfaction. Our happy customers stand as a testament to the exceptional service we provide. Choosing PRMG means you already know you’re in capable hands.
Every homeowner’s needs are unique and, as such, PRMG offers personalized mortgage solutions to better align with your specific financial goals and circumstances. Our team of home mortgage professionals work closely with you to find the best mortgage option just for you. We pride ourselves on our streamlined and efficient mortgage process.
What are the benefits of homeownership?
Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging. PRMG is a trusted and experienced lender with a proven track record of customer satisfaction. With over 22 years in the industry, thousands of 5-star reviews, and a commitment to assisting individuals in realizing their dreams, PRMG is the perfect partner to guide you through the mortgage process.
- Build Equity: When you own a home, each mortgage payment you make contributes to building equity, which is the difference between the property’s value and the remaining mortgage balance. Over time, as you build equity, you are essentially investing in your future and building personal wealth. Additionally, real estate has historically shown a tendency to appreciate over time, making homeownership a sound long-term investment.
- Take Advantage of Tax Benefits: Owning a home also brings tax benefits. Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
- Maintain a Stable Living Environment: Owning a home provides a stable living environment, allowing you to establish roots and become an integral part of a community. It fosters a sense of belonging and provides stability for you and your family. Unlike renting, homeownership offers the freedom to personalize your living space to suit your preferences and lifestyle. You can make modifications, renovations, and upgrades to create a home that reflects your unique personality and tastes.
The benefits of homeownership extend far beyond financial considerations. Owning a home helps build equity, gives great tax benefits, and offers homeowners and their families a sense of stability. As you embark on this exciting journey, choosing the right lender is crucial. With our expertise and commitment to helping individuals achieve their homeownership dreams, PRMG is the ideal partner to guide you through the mortgage process. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.
Home Mortgage Tools and Information
HOME BUYING GUIDES
Buying your first home can be a process. Our selection of resources will keep things simple.
PURCHASE CALCULATOR
Mortgage Calculators quickly and easily estimate down payments, monthly payments, and more!
REFINANCE CALCULATOR
Mortgage Calculators quickly and easily estimate down payments, monthly payments, and more!
MARKET NEWS
Our team of Mortgage Professionals break down the latest news in the market.
Rob was excellent and I highly recommend his services. Without Rob, I may not have been able to purchase my first home. I listened to Robs expertise and did as he instructed me to do in order to be able to buy my home. He is very educated in the field and professional. He was very patient and calm with the process and worked with me and explained each step along the way. His entire team was excellent with communication. I am already recommending Rob to my friends and family. Trust was a big part of the process. I trusted Rob and listened to him. He and his team came through, with of course me doing my part per their recommendations, instructions, and expertise.
– Tiffani P 
Yong and his team are absolutely great. He kept me informed throughout the whole process and always made sure I made the right decision. He listened to my concerns and explained everything thoroughly along the way. I am grateful for his expertise in the mortgage game and I would recommend him to anyone who is looking for a brand new loan or a refinance. Thank you Yong for all your help with a successful purchase of my new home!!!!!
– Dana Davila
Michael was great, always able to get in contact with him. He never stopped working to get the best rate possible. His staff always communicated well. Great first experience, will definitely use them again.
– Joseph Guntz
Tony is always pleasant, efficient and quick to respond when needed. His knowledge in the Real Estate and Lending field is excellent. When I found out the buyer’s lender was Tony and his team, it made me feel so confident about the lending side of the deal, and he did not fail; in fact he usually excels when it comes to making sure everything is completed on time from beginning to end. You don’t have to hunt him down or wonder what is going on.
– Michele Arancibia (Mickey)
Dennis and his team were so responsive and supportive throughout the process of purchasing our new home! We worked with the team to get prequalified, then when we found our dream home, Tina supported us through all the steps. To add to our appreciation of this team, they were able to process our loan quickly, so escrow closed 2 weeks early!
– Karen Stegman
My wife and I have used Carlos and his team twice, and both times, we have had a great experience. Carlos, Lily, and Jennifer are great. We will be using them again in the future for other loans! We recommend them to everyone.
– Dr. Michael Castro
Jerrod is excellent, would highly recommend his help. Though we didn’t end up selecting his lending firm in the end, it was not due to any reason of Jerrod, completely unrelated reasons. He answered all of our questions in great detail, did screen shares over zoom and was flexible in communication when calls were tough we would just text back and forth which was super nice. We may return to Jerrod in the future if we need a new loan or refi the one we ended up moving with.
– Jason Costanza
Which Type of Mortgage is Right for You?
When it comes to mortgages, there isn’t a one-size-fits-all solution. Different mortgage types offer varying benefits and terms, and finding the perfect fit requires careful consideration. Navigating this world of mortgages on your own can be a daunting task, but that’s where we come in. At Paramount Residential Mortgage Group, after 22 years of serving first time and current homebuyers just like you, we’ve come to understand the challenges many of our clients face. We believe that an informed borrower is an empowered borrower. As a result, we’ve made it our mission to provide you with information about the mortgage options we offer by providing you with a comprehensive overview of each type’s features, advantages, and disadvantages.
We want you to feel confident and knowledgeable about the mortgage option you choose. So, whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage (ARM), or special programs tailored for first-time homebuyers, we have a range of options available to meet your unique requirements. By exploring our mortgage options, you can compare the different terms, interest rates, and repayment options to find the one that aligns perfectly with your financial goals. At PRMG, we are committed to helping you find the right mortgage that fits your needs. Armed with knowledge, on your own or with the help of our team of home mortgage professionals, you can make an informed decision and embark on your homeownership journey with confidence. Start exploring our mortgage options today and discover the perfect fit for you!
FHA LOANS
An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, which can make it easier for borrowers to qualify and become homeowners.
FIXED RATE CONVENTIONAL LOANS
A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.
VA LOANS
The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. Some VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.
ADJUSTABLE RATE CONVENTIONAL LOANS
An adjustable-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that can change throughout the life of the loan. Rate changes are dependent on a number of factors and is therefore considered “adjustable”.
USDA LOANS
A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to qualified borrowers with incomes below a certain limit.
HOME RENOVATION & IMPROVEMENT LOANS
Home renovation loans, or home improvement loans, provide funding for renovating or remodeling existing properties. Whether it’s updating the kitchen, adding an extra room, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.
SECURING YOUR LOAN HAS NEVER BEEN EASIER!
Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG’s home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.