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PRMG HOME MORTGAGES PRMG DIRECT LENDING

MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

As a leading lender, Paramount Residential Mortgage Group has helped borrowers just like you purchase and refinance their dream homes.

GET PRE-QUALIFIED IN JUST A FEW MINUTES

UNLOCK YOUR HOME’S EQUITY ONLINE IN 5 MINUTES

Apply 100% online, get approved in just 5 minutes, without an in-person appraisal or out-of-pocket costs

WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

Paramount Residential Mortgage Group has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

What are the benefits of homeownership?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

 

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.

Home Mortgage Tools and Information

HOME BUYING GUIDES

Buying your first home can be a process. Our selection of resources will keep things simple.

PURCHASE CALCULATOR

Our purchase calculator quickly and easily estimates down payments, monthly payments, and more!

REFINANCE CALCULATOR

Our refinance calculator estimates your potential savings, monthly payments, and more!

FIND A LOAN OFFICER IN YOUR AREA

Our team of Mortgage Professionals can help you navigate buying, refinancing and more with ease.

4.90 out of 5 stars

43489 Reviews

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Wendy

Excellent work, Leo Loor is very professional,very dependable,very detailed on his job. Will recommend to Everyone!

Review for Leoncio Loor

Pembroke Pines, FL

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Rebekah

Very very kind and patient. Took 2 hours to go over different mortgage plans, got us a 1-0 buy down (0 cost to us), and saved us a substantial amount of money in our closing costs. Tyler and his whole group were professional, competent, kind, and very fast. They completed our escrow in just 15 days!!!! PRMG is the best lending group.

Review for Tyler Nicholas Brown

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Jonathan

Enjoyed

Review for Fabiola Rousseau

Miramar, FL

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David Ramirez

Great service as always

Review for Andrew Acosta

Pembroke Pines, FL

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Ronnie

Very helpful

Review for Vanessa Whaley

Loveland, OH

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Lauren

Working with Sara Wright was a fantastic experience. She was incredibly knowledgeable, responsive, and patient throughout the entire process. She took the time to explain every detail, answer all of my questions, and made what could have been a stressful process feel seamless and straightforward. Sara’s professionalism and warmth stood out from the start, and it was clear she genuinely cared about helping me make the best decision for my situation. I would absolutely recommend her to anyone exploring mortgage options!

Review for Sara Wright

Corona, CA

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Cindy

Everything was communicated the best way. I can’t thank him and the team enough!

Review for J Scott Thompson

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Angelica

One million stars if I could. Mona is second to none!! She was able to help my family and I get into our first home when no one else could! We are forever grateful for her and her team !

Review for Mona Edick

Rogers, MN

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Aileen

Very communicative! Process was smooth, and went well. Went above and beyond when we had questions or needed help! We were able to close a week early! Thank you for Making this process successful and making the purchase of my first home!

Review for J Scott Thompson

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MaryAnn

I am posting this on a beautiful morning from my patio looking out at the green pastures of my new farm. This farm is a lifelong dream and Kristy Flach at PRMG played a very significant role in making that happen! My search for a farm presented several challenges and Kristy stuck with me through the whole crazy process. Crazy being from the sellers, the loan process was nothing but smooth sailing. I honestly felt like I was her only client. She was always there if I needed questions answered or to talk me off the ledge, so to speak, when I was anxious. Several times she talked with me after hours and got moving on things early in the morning. She handheld me through the entire process from the first property I put in an offer to the 3rd which I closed on last week, and is exactly what I wanted. I would absolutely refer anyone to Kristy. I've been singing her praises all over town. She is top notch! And I feel like I've also made a friend in the process. Thanks, Kristy, for all your help, I would not be at my dream farm without you!

Review for PRMG Corporate

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Janera

It was a pleasure speaking with Mr.McGehee. The knowledge he has was an absolute privilege to be privy to. Mr. McGehee proposed different questions to ensure I was making the right decisions now and in the future and able to take full advantage of the housing market. Likewise, provided me with various housing insight to be sure I am picking what best suits me and my family. Thank you very much !

Review for McGehee Woolf

Baton Rouge, LA

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Cindy

Great experience! Very helpful at anytime that was needed!

Review for Joe Del Sol

Union, NJ

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AndrewArtiles

My wife and I just closed on our first home today. Abdel made the process so much easier than it could have been. He is a great communicator and has so many resources available. My wife and I feel lucky that we had the opportunity to work with him. Thank you Abdel!

Review for Abdel Khawatmi

Eatontown, NJ

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Kathy

Excelente atención y servicio. Las muchachas muy atentas

Review for Marilu Roversi

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Zach La

Brent was very helpful answering all our questions in a timely matter. Very appreciative of all the hard work that was put in for our loan.

Review for PRMG Corporate

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Marisa Stachelski,

I had the absolute pleasure of working alongside Abdel on a recent transaction where we both represented the buyer, and I have to say, he was phenomenal. From start to finish, Abdel was incredibly communicative, proactive, and professional. Thanks to his expertise, diligence, and the efficiency of his team, we were able to close in just 3 weeks from accepted offer to the closing table. He helped make the entire process smooth and seamless, not only for our buyers but for me as the agent as well. Highly recommend Abdel to anyone looking for a top-notch mortgage experience!

Review for Abdel Khawatmi

Eatontown, NJ

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Elizabeth

Abdel was an absolute pleasure to work with. He made the entire process a lot less stressful and actually enjoyable. I can’t even explain how incredibly grateful we are to have Abdel in our corner! He truly goes above and beyond! 10000000000000% HIGHLY recommend!

Review for Abdel Khawatmi

Eatontown, NJ

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Lizz

Abdel was an absolute pleasure to work with. He made the entire process a lot less stressful and actually enjoyable. I can’t even explain how incredibly grateful to have Abdel in our corner! He truly goes above and beyond! 10000000000000% HIGHLY recommend!

Review for Abdel Khawatmi

Eatontown, NJ

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Andrew

My wife and I just closed on our first home today. Abdel made the process so much easier than it could have been. He is a great communicator and has so many resources available. My wife and I feel lucky that we had the opportunity to work with him. Thank you Abdel!

Review for Abdel Khawatmi

Eatontown, NJ

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Victor

Great service

Review for Peter Jose

South Portland, ME

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Chandra

Smoothest process! Super professional and helpful

Review for Julia Miller

Las Vegas, NV

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Felix

Honest, reliable and he is the best at what he does! I would definitely be using him in the future

Review for Andres Madril

Grand Junction, CO

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Brittney

Our family was in a time crunch to get into a new home (within 45 days)! Andres, went above and beyond. Taking calls after hours, on weekends, and working with our realtor, until resolution of any issue. Andres is incredibly trustworthy, kind, and has the drive unlike anyone we've ever worked with. Andres has our loyalty for any further purchases we decide to make. If you want the job done, and done well. I would definitely go to this guy 😀

Review for Andres Madril

Grand Junction, CO

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Rebecca Mena

Sindee is amazing! She is very clear when explaining things to people not in the industry. I appreciate all the work she put into making this process seamless for my family!

Review for Sindee Villasana

Redlands, CA

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Marco

Abdel and his team are truly top tier. They got aloud fast closing done on our new purchase and even with all of the obstacles in the way he got it done. I can’t thank him and his team enough for the hard work and job well done.

Review for Abdel Khawatmi

Eatontown, NJ

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Alex

I recently had the pleasure of working with Jimmy Delay (Team Lead), Steven (Loan Officer), and William (Branch Manager) during my mortgage loan process, and I couldn’t be happier with the experience. From start to finish, the entire team was professional, knowledgeable, and genuinely invested in making the process as smooth as possible for me.Jimmy Delay set the tone with his leadership, ensuring that communication was clear and that every step was explained thoroughly. Steven, my Loan Officer, was incredibly responsive to my questions and concerns, always taking the time to walk me through the details and making sure I felt comfortable with each decision. William, as the Branch Manager, provided reassurance and oversight, giving me confidence that I was in good hands.Thanks to their combined expertise and dedication, what could have been a stressful process turned into a seamless and positive experience. I highly recommend Jimmy, Steven, and William to anyone looking for a team that truly cares about their clients and delivers outstanding service. Thank you all for helping me secure my mortgage loan with such ease and professionalism!

Review for PRMG Corporate

Which Type of Mortgage is Right for You?

When it comes to mortgages, there isn’t a one-size-fits-all solution. Navigating the many options on your own can quickly become confusing and overwhelming. At PRMG, we are committed to helping you find the best mortgage option for you and your family. Whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage, or special programs tailored for first-time homebuyers, we have a wide range of solutions to choose from. We believe that an informed borrower is an empowered borrower so, we’ve made it our mission to provide you with a comprehensive overview of each type’s features, advantages, and disadvantages. Start exploring our mortgage options or talk to a mortgage professional today to find the perfect fit just for you!

FHA LOANS

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An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, making it easier for borrowers to qualify and become homeowners.

 

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VA LOANS

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The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. In some instances, VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.

 

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USDA LOANS

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A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to borrowers who meet the required criteria.

 

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FIXED RATE CONVENTIONAL LOANS

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A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.

 

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A.R.M CONVENTIONAL LOANS

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An A.R.M, or adjustable-rate mortgage, conventional loan is a mortgage that has an interest rate that can change throughout the life of the loan and is not insured or guaranteed by the government. Changes are dependent on a number of factors and are therefore considered “adjustable”.

 

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HOME RENOVATION & IMPROVEMENT LOANS

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Home renovation loans, or home improvement loans, provide funding for renovating current properties. Whether it’s updating the kitchen, adding extra rooms, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.

 

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SECURING YOUR LOAN HAS NEVER BEEN EASIER!

Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG's home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.