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PRMG HOME MORTGAGES PRMG DIRECT LENDING

MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

As a leading lender, Paramount Residential Mortgage Group has helped borrowers just like you purchase and refinance their dream homes.

GET PRE-QUALIFIED IN JUST A FEW MINUTES

UNLOCK YOUR HOME’S EQUITY ONLINE IN 5 MINUTES

Apply 100% online, get approved in just 5 minutes, without an in-person appraisal or out-of-pocket costs

WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

Paramount Residential Mortgage Group has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

What are the benefits of homeownership?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

 

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.

Home Mortgage Tools and Information

HOME BUYING GUIDES

Buying your first home can be a process. Our selection of resources will keep things simple.

PURCHASE CALCULATOR

Our purchase calculator quickly and easily estimates down payments, monthly payments, and more!

REFINANCE CALCULATOR

Our refinance calculator estimates your potential savings, monthly payments, and more!

FIND A LOAN OFFICER IN YOUR AREA

Our team of Mortgage Professionals can help you navigate buying, refinancing and more with ease.

4.90 out of 5 stars

43504 Reviews

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Witz-berline

Excellent

Review for Stacyann Bennett

Palmetto Bay, FL

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Sharon

Lisa and her team were amazing to work with. They were there with us every step of the way and just so supportive. Explained everything and made sure we understood everything. We could not of asked for a better team to work with!!!!

Review for Lisa Brown

Hesperia, CA

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Yonny

Working with Jessica as my loan officer was truly a great experience. From start to finish, she was helpful, responsive, and incredibly knowledgeable. She answered every question I had with patience and clarity, making the entire loan process smooth and stress-free. You can tell she genuinely cares about her clients. I’ll definitely continue to work with her in the future and highly recommend her to anyone in need of a dependable and dedicated loan officer.

Review for Jessica Herbert

Pembroke Pines, FL

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Amelia

Melissa was amazing to work with! She was always taking the time to explain things clearly and answer all our questions. She was super responsive, stayed on top of every detail, and truly had our best interest in mind. We’re so grateful for her help and would definitely recommend her to anyone!

Review for Melissa Pardo

Miami, FL

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Andrew

The experience with Richie Sorensen was truly exceptional. As a first- time homebuyer the process seemed daunting, but Richie Sorensen provided guidance throughout every step with incredible patience and clarity.

Review for Richie Sorensen

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Matthew

John was very response during the whole process and would even pick up during odd hours of the day. He always gave us multiple options for loans and the severity of each option. John always seemed to be on our side when going through the purchasing of a home. I loved my experience and would recommend John to anyone else looking for a loan

Review for John Gibbons III

Providence, RI

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Mary Grace

I was satisfied with her at beginning but then when she started asking for repeated documentation that I already sent to her or emails for example Neil Grevenberg contacted her personally and I had to send her information again. I just didn’t like having two/three people asking for information and not explaining in detail especially when I’m living in California. If it wasn’t for my realtor in California Susan Faustino who sent/assisted us with all the paperwork we probably would’ve given up. Susan works with her clients very well by herself and explains and calls what’s going on but I understand that here it’s a bigger/larger established. I thank everybody for getting us through this process and hopefully next time we have an easier transition. I thank you all for the hard work and answering my texts when I was confused. Thanks again. 😊

Review for Julia Miller

Las Vegas, NV

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Aimee

Sara communicated clearly and stayed on top of timelines and other settlement service providers to close our purchase transaction in less than 30 days!

Review for Sara Wright

Corona, CA

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Gustavo

I had a great experience working with my financial advisor! Their guidance was instrumental in helping me prepare financially and navigate the process of buying my home. They were knowledgeable, responsive, and made everything much less stressful. Highly recommend!

Review for Maria StFleur

Miramar, FL

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Qxianna

Process went very smoothly and quick

Review for Niki Nevarez

Corona, CA

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Mark

Not sure what undefined in item 1 is, but the overall service was fantastic. Kathleen stayed on top of this and closed my deal with flying colors.

Review for Kathleen Halbing

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Chery Hernandez

Agradezco todo el apoyo brindado, gracias por hacer realidad mi sueño. Satisfecho al 100%

Review for Melissa Pardo

Miami, FL

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Yosnel Medina

Everything Excelent

Review for Michelle Lyn Suarez

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Alandis

Review for Sean Werner

Tacoma, WA

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Martin Castillo

Melisa, es la mejor en su trabajo, claramente sabes lo que hace, siempre pendiente, siempre amable, muy paciente, muy eficaz. Yo no tengo más que palabras de agradecimiento para ella Melisa is the best at her job, she clearly know what she does, always attentive, always kind, very patient, very effective. I have only words of gratitude for her

Review for Melissa Pardo

Miami, FL

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Wendy

Excellent work, Leo Loor is very professional,very dependable,very detailed on his job. Will recommend to Everyone!

Review for Leoncio Loor

Pembroke Pines, FL

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Rebekah

Very very kind and patient. Took 2 hours to go over different mortgage plans, got us a 1-0 buy down (0 cost to us), and saved us a substantial amount of money in our closing costs. Tyler and his whole group were professional, competent, kind, and very fast. They completed our escrow in just 15 days!!!! PRMG is the best lending group.

Review for Tyler Nicholas Brown

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Jonathan

Enjoyed

Review for Fabiola Rousseau

Miramar, FL

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David Ramirez

Great service as always

Review for Andrew Acosta

Pembroke Pines, FL

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Ronnie

Very helpful

Review for Vanessa Whaley

Loveland, OH

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Lauren

Working with Sara Wright was a fantastic experience. She was incredibly knowledgeable, responsive, and patient throughout the entire process. She took the time to explain every detail, answer all of my questions, and made what could have been a stressful process feel seamless and straightforward. Sara’s professionalism and warmth stood out from the start, and it was clear she genuinely cared about helping me make the best decision for my situation. I would absolutely recommend her to anyone exploring mortgage options!

Review for Sara Wright

Corona, CA

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Cindy

Everything was communicated the best way. I can’t thank him and the team enough!

Review for J Scott Thompson

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Angelica

One million stars if I could. Mona is second to none!! She was able to help my family and I get into our first home when no one else could! We are forever grateful for her and her team !

Review for Mona Edick

Rogers, MN

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Aileen

Very communicative! Process was smooth, and went well. Went above and beyond when we had questions or needed help! We were able to close a week early! Thank you for Making this process successful and making the purchase of my first home!

Review for J Scott Thompson

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MaryAnn

I am posting this on a beautiful morning from my patio looking out at the green pastures of my new farm. This farm is a lifelong dream and Kristy Flach at PRMG played a very significant role in making that happen! My search for a farm presented several challenges and Kristy stuck with me through the whole crazy process. Crazy being from the sellers, the loan process was nothing but smooth sailing. I honestly felt like I was her only client. She was always there if I needed questions answered or to talk me off the ledge, so to speak, when I was anxious. Several times she talked with me after hours and got moving on things early in the morning. She handheld me through the entire process from the first property I put in an offer to the 3rd which I closed on last week, and is exactly what I wanted. I would absolutely refer anyone to Kristy. I've been singing her praises all over town. She is top notch! And I feel like I've also made a friend in the process. Thanks, Kristy, for all your help, I would not be at my dream farm without you!

Review for PRMG Corporate

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Janera

It was a pleasure speaking with Mr.McGehee. The knowledge he has was an absolute privilege to be privy to. Mr. McGehee proposed different questions to ensure I was making the right decisions now and in the future and able to take full advantage of the housing market. Likewise, provided me with various housing insight to be sure I am picking what best suits me and my family. Thank you very much !

Review for McGehee Woolf

Baton Rouge, LA

Which Type of Mortgage is Right for You?

When it comes to mortgages, there isn’t a one-size-fits-all solution. Navigating the many options on your own can quickly become confusing and overwhelming. At PRMG, we are committed to helping you find the best mortgage option for you and your family. Whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage, or special programs tailored for first-time homebuyers, we have a wide range of solutions to choose from. We believe that an informed borrower is an empowered borrower so, we’ve made it our mission to provide you with a comprehensive overview of each type’s features, advantages, and disadvantages. Start exploring our mortgage options or talk to a mortgage professional today to find the perfect fit just for you!

FHA LOANS

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An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, making it easier for borrowers to qualify and become homeowners.

 

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VA LOANS

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The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. In some instances, VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.

 

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USDA LOANS

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A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to borrowers who meet the required criteria.

 

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FIXED RATE CONVENTIONAL LOANS

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A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.

 

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A.R.M CONVENTIONAL LOANS

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An A.R.M, or adjustable-rate mortgage, conventional loan is a mortgage that has an interest rate that can change throughout the life of the loan and is not insured or guaranteed by the government. Changes are dependent on a number of factors and are therefore considered “adjustable”.

 

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HOME RENOVATION & IMPROVEMENT LOANS

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Home renovation loans, or home improvement loans, provide funding for renovating current properties. Whether it’s updating the kitchen, adding extra rooms, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.

 

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SECURING YOUR LOAN HAS NEVER BEEN EASIER!

Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG's home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.