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PRMG HOME MORTGAGES PRMG DIRECT LENDING

MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

As a leading lender, Paramount Residential Mortgage Group has helped borrowers just like you purchase and refinance their dream homes.

GET PRE-QUALIFIED IN JUST A FEW MINUTES

UNLOCK YOUR HOME’S EQUITY ONLINE IN 5 MINUTES

Apply 100% online, get approved in just 5 minutes, without an in-person appraisal or out-of-pocket costs

WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

Paramount Residential Mortgage Group has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

What are the benefits of homeownership?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

 

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.

Home Mortgage Tools and Information

HOME BUYING GUIDES

Buying your first home can be a process. Our selection of resources will keep things simple.

PURCHASE CALCULATOR

Our purchase calculator quickly and easily estimates down payments, monthly payments, and more!

REFINANCE CALCULATOR

Our refinance calculator estimates your potential savings, monthly payments, and more!

FIND A LOAN OFFICER IN YOUR AREA

Our team of Mortgage Professionals can help you navigate buying, refinancing and more with ease.

4.90 out of 5 stars

10711 Reviews

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anna200927

Andy Medina es un exelente realtor honesto, comprometido ,dedicado y muy responsable al momento de ayudarte con la compra de tu casa siempre ve por los intereses de sus clientes y te explication con todos los detalles del proceso sin importar las veces que lo haga,tiene mucha patience y dedication,es absolutamente el mejor de las vegas..Muchas gracias Andy

Review for Andy Medina-Galvez

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Alejandro Vargas

Andy is brilliant, extraordinary realtor,the best that I meet in my life,is bilingual ,explain to you every single details about the process no matters how many times he must to do it,absolutely very patient and wise,very happy with his services and highly recommend for now on for every person with goal to get a property in Vegas or any place...Thanks you so much Mr Andy

Review for Andy Medina-Galvez

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ALICIA

Working with Mr. Ramsey has been an exceptional experience. I have had the privilege of working with him on two separate home purchases, and I am incredibly grateful for the guidance, support, and dedication he provided throughout both processes.

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Shelley

Jake is hands on and knows his industry. He is consistent and provides good follow up to the process of securing a mortgage. It’s already stressful enough without surprises along the way.

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Christian

It was great working with Daren! He’s knowledgeable, professional, and an excellent communicator. He made the loan process extremely easy, and I would definitely work with him again. I highly recommend him to anyone in search of a lender!

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Diana,

Frank and his team were amazing throughout the whole process! Answered every question throughly, explained every detail, and even when there was a slight hiccup, he did everything possible to rectify it and continued to make it a smooth process before, during and after. Truly grateful to you, Jenny and your team 🤗

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Laura

He reached out right away and was a great help in walking me through the process, even though I was just getting a general idea of pricing and what I could afford.

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jcostanzo5207

Steve was so easy to work with! He answered any and all our questions. He was on top of everything. Our closing was extremely easy and smooth. 100% recommend! Thanks again, Steve!

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Jack

I had a fantastic experience working with Jake From start to finish, he was professional, knowledgeable, and always available to answer my questions. He made the mortgage process easy to understand and kept me informed every step of the way.

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zachsellsocala

I’ve worked with Jake countless times to help my customers get mortgages for their homes. He’s helped me with all types of customers. First time homebuyers, 2nd home purchasers, investment, and each time he was incredibly involved and made sure the process was quick and efficient. I would highly recommend him to anyone looking to finance their next home purchase, or to any agents looking for a professional partner who’s dependable and communicates well to his agents and customers.

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Alice

I’ve had the pleasure of working with Jake Butler on multiple transactions and he has always been fantastic to work with. He is extremely knowledgeable, communicative, and consistently keeps everyone updated throughout the process. One thing I especially appreciate is his honesty and straightforward approach. He gives clear, reliable information you can truly count on, which is so important in this industry. He genuinely cares about getting the job done right and making the process as smooth as possible for everyone involved. I would highly recommend him to anyone looking for a dependable and professional loan officer.

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Spencer

Jake was so awesome in helping me and my family! He has a wealth of knowledge and used it to provide guidance when we needed, but did not pressure when we needed time to think. I could not recommend a lender more!!!

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Matthew

As a first time home buyer I had many questions and Kat answered all of them! She was always there to help and make the process so much smoother! I highly recommend working with Kat, she really cares about her clients!

Review for Kat Williamson

Martinsburg, WV

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Seth

Brad was an excellent team member on our journey to buy our first home. He went above and beyond to find us an affordable plan and worked diligently to help us and answer any questions we had. He walked us through everything and I would certainly recommend him to anyone looking to buy property.

Review for Brad Burdette

Lexington, SC

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Karina Vargas

Working with Andy Medina was one of the best decisions we made during our home-buying process. He went above and beyond to make sure everything was handled smoothly and always made us feel like a priority. His expertise, patience, and dedication were unmatched. We couldn’t be happier and would recommend him to anyone without hesitation.

Review for Andy Medina-Galvez

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Thomas

Smooth and easy

Review for Brad Burdette

Lexington, SC

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Brandi

Working with Kat was truly such a blessing during our first home buying journey. She was patient, knowledgeable, kind, humble, and always willing to answer every question we had along the way. Buying a home can feel overwhelming and stressful at times, but she made us feel supported and reassured through the entire process. Working with the right team truly matters, and we could not have asked for a better person to guide us through such an important milestone. You can tell she genuinely cares about the people she works with and wants the absolute best for her clients, not just the transaction itself. We are beyond grateful for all of the hard work, communication, and dedication she put into helping our family become homeowners. From the early mornings to the late nights, thank you for making such a huge milestone feel so special and exciting. We truly appreciate everything you did for us. ❤️

Review for Kat Williamson

Martinsburg, WV

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Brandon

I have been selling real estate for over 10 years and have worked with numerous lender but have to say Kat is the real deal. Her expertise and consistent communication held my deal together. Every transaction is different so having a lender who can navigate that is a must in this market! Would absolutely recommend her to represent your buyers! 10/10!

Review for Kat Williamson

Martinsburg, WV

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KarinaVargas895

I cannot recommend Andy Medina highly enough! From start to finish, he was professional, knowledgeable, and genuinely invested in helping me find the perfect home. His expertise made the buying process smooth and stress-free, and he went above and beyond at every turn—answering questions promptly, providing insightful advice, and negotiating skillfully on my behalf. Thanks to Andy, what could have been a stressful experience turned into an exciting and rewarding journey. If you want a realtor who truly cares about your needs and gets results, look no further!

Review for Andy Medina-Galvez

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Kapri

Steve the most helpful and kind person to work with. As a first time homebuyer, everything feels very intimidating and stressful but Steve made the experience exciting and easy. He’s very communicative and knowledgeable and I couldn’t recommend him more for anyone looking for the easiest home buying experience!

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Jake

Steve made our first time home buying experience feel very easy. He was available around the clock to help with any questions we had. From pre-approval to closing he made the process easy to understand and simple. Would definitely recommended.

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ancana8

I had a great experience with Stephen Braslow . He guided me through the whole process and explained everything clearly, so I always knew what was going on. He was patient with my questions and made the process much easier than I expected. I highly recommend him for anyone looking for helpful and reliable support

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Christian

Very responsive nearly immediately and helpful with any questions and concerns with being a homeowner

Review for Kat Williamson

Martinsburg, WV

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Nicole A and Gene

Since I had a horrible experience in the past I was not looking forward to this process. Steve made the process seamless and quick. In less than a month we closed. Thank you for your professional and excellent service.

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Tianna

My husband and I had an amazing experience working with Steve Braslow as our home lender. From the very beginning, he was enthusiastic, supportive, and truly dedicated to helping us through the home loan process.

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Seion

He helped me get the information I needed and got my prequalified loan amount. He is also very knowledgeable about locations that are good for investing and locations with good pricing. Will recommend to anyone that’s looking to purchase a home for the first time.

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Which Type of Mortgage is Right for You?

When it comes to mortgages, there isn’t a one-size-fits-all solution. Navigating the many options on your own can quickly become confusing and overwhelming. At PRMG, we are committed to helping you find the best mortgage option for you and your family. Whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage, or special programs tailored for first-time homebuyers, we have a wide range of solutions to choose from. We believe that an informed borrower is an empowered borrower so, we’ve made it our mission to provide you with a comprehensive overview of each type’s features, advantages, and disadvantages. Start exploring our mortgage options or talk to a mortgage professional today to find the perfect fit just for you!

FHA LOANS

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An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, making it easier for borrowers to qualify and become homeowners.

 

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VA LOANS

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The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. In some instances, VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.

 

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USDA LOANS

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A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to borrowers who meet the required criteria.

 

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FIXED RATE CONVENTIONAL LOANS

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A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.

 

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A.R.M CONVENTIONAL LOANS

Home Buyers in Front of House

 

An A.R.M, or adjustable-rate mortgage, conventional loan is a mortgage that has an interest rate that can change throughout the life of the loan and is not insured or guaranteed by the government. Changes are dependent on a number of factors and are therefore considered “adjustable”.

 

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HOME RENOVATION & IMPROVEMENT LOANS

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Home renovation loans, or home improvement loans, provide funding for renovating current properties. Whether it’s updating the kitchen, adding extra rooms, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.

 

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SECURING YOUR LOAN HAS NEVER BEEN EASIER!

Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG's home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.